Oklahoma Consumer Bankruptcy Attorneys

Oklahoma’s Oldest Law Firm Established in 1893

Helping Oklahoma Consumers File For Bankruptcy

With more than a century spent helping Enid, Oklahoma, residents with all types of legal problems, we at Mitchell DeClerck have come to view our clients like family. When you are struggling to pay off medical debt, credit card debt, or any other bills, we want to help you get your financial house in order. Our attorneys can help you through a bankruptcy filing and get your life back on track. 

Helping You Understand Consumer Bankruptcy And Which Chapter Is Best For You

Here in Northwest Oklahoma and throughout the United States, consumer bankruptcies usually fall under two categories:

  • Chapter 7 bankruptcy: Also known as "liquidation bankruptcy," this type of filing allows you to discharge all of your unsecured debt in a process that usually takes several months. You will need to liquidate assets in an effort to pay off as much debt as you can.
  • Chapter 13 bankruptcy: Also known as "reorganization bankruptcy," this will allow you to restructure our debts into monthly payments for a period of three to five years, discharging your remaining debts at the end of that period.

Besides having to decide which chapter to file for bankruptcy under, there are complex laws to comply with, such as fully accounting for your debts and assets and deciding which assets you would like to protect. This is just one of many reasons why it is important to have an experienced lawyer working on your behalf.

Bankruptcy Is Complex. Call Mitchell DeClerck For Skilled Debt Relief Assistance.

Even if you do not wish to file for bankruptcy, it will benefit you to work with lawyers who know bankruptcy law and can give you the advice you need to chart the best path forward for you. Contact our law firm today at 877-886-5955 for a free consultation with an attorney.


This is not intended as legal advice because bankruptcy is complicated and depends on the specific circumstances unique to the Debtor. If you are considering a bankruptcy, call us toll free at (877) 886-5955 for a free consultation so we can provide legal advice tailored to your specific unique situation. There is no obligation and the call is confidential.

Meet the Consumer Bankruptcy Team